I first got in touch with Sandeep Chhajer of SubhShanti Wealth just before the lockdown. The markets were dropping then, and I wasn’t sure about investing. Even though we clearly talked about my investment goals, I decided to wait.
When the markets got better in 2022, I contacted Sandeep again. I realized I shouldn’t put off my plans any longer.
My goal is to create a regular income by 2027 through a Systematic Withdrawal Plan (SWP).
With the help of Shreyans Bothra & other SubhShanti Wealth team members, I’m now building my fund in a planned and careful way. Before, I thought fixed deposits were the safest. Over time, with clear explanations and expert advice, I understood mutual funds much better, and my view changed.
Today, I feel good about my investments and trust SubhShanti Wealth because they are clear, disciplined, and supportive.

From hesitation to a disciplined SWP path, we turned uncertainty into income-focused clarity.






